According to @sytaylor, the true costs of moving money globally through legacy banking systems are significantly higher than commonly perceived, with fees, currency conversion charges, and settlement delays creating substantial friction for traders and institutions (source: @sytaylor on Twitter, June 18, 2025). This analysis highlights the inefficiencies of traditional cross-border transactions and underscores the competitive advantages of cryptocurrency solutions like XRP and USDT, which offer faster settlements and lower fees. Traders should monitor trends in crypto remittances as legacy inefficiencies drive further adoption of blockchain-based payment networks.